Infertility: Can Insurance Help Cover my Costs?

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The struggle of infertility takes not only an emotional and physical toll on a couple’s lives but also a financial one. The infertility journey often involves visits to specialists, various medical procedures and other offerings that are not always covered by insurance.

The degree of services covered depends on a variety of factors, including where you live and the type of insurance plan that you have. We are fortunate that in the state of Hawai’i, like 14 other states, insurers are mandated to cover one cycle of In Vitro Fertilization if patients meet certain criteria. Testing is covered by most insurances if you have some type of symptoms associated with the infertility, such as heavy, painful or irregular menses, fibroids, endometriosis, or ovarian cysts.

The fulfillment of getting pregnant is one of the strongest desires couples have. We hope your insurance is among those that cover the medically appropriate treatments to help you fulfill this goal. If not, we would love to talk with you about payment options to help you achieve your dream of parenthood.